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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Liskeard

The Financial Advice Centre

10 Baytree Hill, Liskeard PL14 4BG, UK – 01579 345609

Marchington White Financial Planning Ltd

Meadowleigh Court, 1 New Rd, Liskeard PL14 4HB, UK – 01579 343002

Your Ideal Mortgage

5 Baytree Hill, Liskeard PL14 4BE, UK – 0800 772 3915

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Liskeard.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.

Read current articles in MoneyWeek magazine.
HSBC

Barras St, Liskeard PL14 6AE, UK – 0345 740 4404

Hong Kong Shanghai Bank of China, @ th Parade , Liskeard. Small, pleasent bank, no office spaces to mention. Counterserve and cash point outside. Ancient and granite buildings,, plush wooden interior. Adequate.

A little taste of Hong Kong in the heart of Liskeard

Lloyds Bank

The Parade, Cornwall, Liskeard PL14 6AW, UK – 0345 300 0000

I'm not a fan of lloyds but the staff in this bran ch seem Ok

Santander

Barras St, Liskeard PL14 6AE, UK – 0800 030 4321

What's not to like....it's a bank...no issues, just go in, do your banking business and leave. Staff seem efficient and carry out business with a smile. All you need. Shimples!

I never used to like Santander and at one point considered changing banks, probably would have, if it wasn't so much of a hassle. I have visited this branch a few times, it has always been quiet and more query dealt with efficiently. I found the staff there friendly and helpful. As far as banking goes it was a good experience.

Banks

Barclays

The Parade, Liskeard PL14 6AR, UK – 0345 734 5345

Natwest

Trehawke House, Liskeard PL14 4AG, UK – 023 8022 6443

HSBC

Barras St, Liskeard PL14 6AE, UK – 0345 740 4404

Hong Kong Shanghai Bank of China, @ th Parade , Liskeard. Small, pleasent bank, no office spaces to mention. Counterserve and cash point outside. Ancient and granite buildings,, plush wooden interior. Adequate.

A little taste of Hong Kong in the heart of Liskeard

Building Societies

Drinkmaster

Plymouth Rd, Liskeard PL14 3PG, UK – 01579 342082

Having delt with Drinkmaster for many years I have found them to be one of the best, most efficient and friendly companies I have ever used, I only wish I could give them more stars.Try them, you won't be disappointed!

Order is always perfect and is never late. Product is first class. Thank you

Mortgage Brokers

Your Ideal Mortgage

5 Baytree Hill, Liskeard PL14 4BE, UK – 0800 772 3915

The Financial Advice Centre

10 Baytree Hill, Liskeard PL14 4BG, UK – 01579 345609

Mortgage Brokers - Key Questions

How much do mortgage brokers charge?
Typically, a broker will actually be paid around 0.35% of the mortgage loan as commission from your the lender. So, for every £100,000 borrowed, they would receive £700 in commission - if they are on commission. Many will therefore not charge for their advise if they are. However they maybe tied to specific companies and so may not be able to offer the best deal. Start with your bank. They will know you personally and financially - hopefully! They will tell you about their mortgages and you can use them as a base line to compare products found by mortgage brokers around Liskeard.

Is it better to get mortgage from bank or broker?
This question will be answered by this initial mortgage research. You may hit it lucky and find that your bank can give you the best deal - but do check with a mortgage broker first.  

How do I find a good mortgage broker?
Don't write off the financial comparison websites. Moneysupermarket is full of good advise on how to find mortgage brokers and may even be able to point you around Liskeard that they particularly recommend - although will be on commission themselves! Click the link below to go the the right part of Moneysupermarket.

Are mortgage brokers worth it?
Probably yes and we are not on commission! You are free to the these ones a ring - it could really worth it.

Mortgages

Malcolm Shiers Independent Financial Services

The Courtyard, Liskeard PL14 6AD, UK – 01579 344655

HSBC

Barras St, Liskeard PL14 6AE, UK – 0345 740 4404

Hong Kong Shanghai Bank of China, @ th Parade , Liskeard. Small, pleasent bank, no office spaces to mention. Counterserve and cash point outside. Ancient and granite buildings,, plush wooden interior. Adequate.

A little taste of Hong Kong in the heart of Liskeard

Your Ideal Mortgage

5 Baytree Hill, Liskeard PL14 4BE, UK – 0800 772 3915

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